Starting retirement savings at 45 still left room to retire at 62—by maxing catch-up contributions and using a pension bridge strategy to replace 70–80% of income.
A 2.5% COLA raised the average retired worker's monthly Social Security benefit to $1,976 in 2026. Here's what changed with earnings limits, full retirement age, and more.
Self-employed with no full-time employees? A solo 401k lets you contribute up to $70,000 in 2025—more than any other retirement account available to freelancers.