Max out your 401(k) at $24,500 and HSA at $8,750 for family coverage in 2026—W-2 employees can trim thousands from adjusted gross income before a paycheck is issued.
Earning above $91,000 as a single filer? The traditional IRA deduction vanishes — here's why Roth wins for most mid-career earners, and when traditional still makes sense.
Harvesting losses year-round—not just in December—can add 150 basis points or more annually. Here's the execution detail most guides skip, including wash-sale traps.
W-2 employees can't claim it at all, and the $1,500 simplified cap often leaves money on the table. Here are the 6 home office deduction mistakes auditors catch most.